Pre Existing Medical Conditions
Your insurance contains conditions that relate to your health and the health of others who might not be travelling with you but whose well being your trip may depend on. In particular we do not cover medical problems that you or they had before the cover started. However the following conditions may be accepted under the terms of the policy, provided that you or anyone upon whom the trip depends are suffering from no more than two of the conditions listed below (excluding mild asthma or mild diabetes which must be suffered in isolation) and:
- have not received treatment as a hospital in patient or out patient in the 12 months prior to taking out this policy;
- are not undergoing or waiting to undergo further tests or consultation;
- are not on a hospital waiting list;
- are not travelling against the advice of a doctor or travelling to seek medical treatment abroad;
- have not been referred to a specialist or consultant in the previous 12 months or are awaiting to see a specialist or consultant.
Please contact us on 0870 755 6101 if your medical condition is not listed below.
Abscess/Boil
Acne
Allergy (provided allergic reaction is not life threatening)
Appendectomy – Surgical removal of the appendix
Mild Asthma – on up to 2 types of medication, excluding oral steroids (no cover for steroids), well controlled, suffered in isolation)
Bells Palsy
Benign Lump/growth
Cartilage damage
Damaged ligaments
Dermatits (provided not taking oral steroids)
Diabetes (Mellitus controlled by diet/tablets only/suffered in isolation and no associated kidney/eye/nerve or blood vessel problems)
Dislocation
Ear Infection
Eczema
Endometriosis
Enlarged prostrate
Fatty lump (benign)
Fibroids
Fractures (provided successfully repaired)
Gall Bladder removal
Glaucoma
Goitre
Gout
Grommets
Haemorrhoids
Hiatus hernia
Hormone replacement therapy
Hyperthyroidism
Hypothyroidism
Hysterectomy (non cancerous)
Impotence
Indigestion
Irritable bowel syndrome
Knee replacement
Lipoma (benign fatty lump)
Migraine
Overactive Thyroid
Perforated eardrum
Polyps
Psoriasis
Rhinitis
Sinus problems
Sinusitis
Talipes (club foot)
Tendon problems
Thyroid problems
Tinnitus
Tonsillectomy
Twisted ovaries
Underactive thyroid
Varicose Veins
Vasectomy
Vertigo